Carrollton Woman Indicted in $185,000 Bank Fraud Scheme
JEFFERSON CITY, MO—Tammy Dickinson, United States Attorney for the Western District of Missouri, announced that a Carrollton, Mo., woman was indicted by a federal grand jury today for a $185,000 bank fraud scheme.
Carol Joyce Noble, 62, of Carrollton, was charged in a three-count indictment returned by a federal grand jury in Jefferson City, Mo.
Today’s indictment alleges that Noble defrauded Central Trust Bank in Jefferson City, Mo., in September 2011 as part of a scheme to obtain a fraudulent $185,000 loan. According to the indictment, Noble caused false loan documents to be prepared in order to obtain the loan to purchase a convenience store in Stover, Mo.
Also as part of the scheme, the indictment says, Noble caused the fraudulent appraisal of her Gravois Mills, Mo., residential property in order to obtain the loan. Noble allegedly changed the physical address of the residence to an adjacent residence by altering the last digit of the house number, unbeknownst to the neighbor. Noble allegedly met the appraiser at her neighbor’s home and misrepresented to the appraiser that it was her own. The appraiser then appraised the wrong home, the indictment says, at a value $100,000 higher than the true value of Noble’s property.
Noble is charged with three counts of bank fraud—two counts related to the fraudulent appraisal, and one count related to the loan documents she submitted to Central Trust Bank that falsely represented the value of her residence.
Dickinson cautioned that the charges contained in this indictment are simply accusations, and not evidence of guilt. Evidence supporting the charges must be presented to a federal trial jury, whose duty is to determine guilt or innocence.
This case is being prosecuted by Assistant U.S. Attorney Lauren Kummerer. It was investigated by the FBI.