Raleigh Man Sentenced to 33 Months for Conspiracy to Commit Bank Fraud

RALEIGH, N.C. – A Raleigh man was sentenced yesterday to 33 months in prison for conspiring with others to defraud financial institutions of approximately $393,875. 

According to court documents, Jacques Maurico Anderson, 32, and a close friend purchased synthetic identities from an individual they met on Craig’s List.  Anderson used this nine-digit-number, commonly referred to as a CPN, on credit applications instead of the social security number issued to him by the Social Security Administration because his credit was poor.  Anderson and his friend enhanced the credit worthiness of their new credit profiles by adding the CPN coupled with their names as authorized users to credit cards issued to individuals with high credit scores.  As a result, lenders and credit card issuers were scammed into believing Anderson and his friend had good credit and the ability to pay off indebtedness. 

Between February 17, 2017 and March 8, 2017, Anderson and his friend went on a month-long shopping spree with their new synthetic identities.  They also substantially inflated their income and provided false residential addresses.  In total, they purchased or attempted to purchase five automobiles, eight All-Terrain Vehicles (ATVs), one covered wagon trailer and obtained seven credit cards.  Anderson and his friend attempted to sell some of the ATVs that they fraudulently obtained to others.     

Robert J. Higdon, Jr., U.S. Attorney for the Eastern District of North Carolina made the announcement after sentencing by U.S. District Judge James C. Dever III.  The Federal Bureau of Investigation and the Social Security Administration, Office of Inspector General  investigated the case and Assistant U.S. Attorney Susan Menzer  prosecuted the case.

Related court documents and information can be found on the website of the U.S. District Court for the Eastern District of North Carolina or on PACER by searching for Case No. 5:20-cr-00266-D-1.