Home Richmond About Us Our People and Capabilities Victim Assistance Program FAQs for US v Hudgins and US v Patterson

FAQs for US v Hudgins and US v Patterson

United States v Carolyn Hudgins
and United States v Kenneth Patterson  

USAO NUMBER: 2005R00457
USAO NUMBER: 2005R00456

Welcome to the Victim/Witness FAQ page for the above captioned cases. As requested by many callers, answers will be addressed in “layman’s terms” for ease in understanding. If your question has not been answered, please call the United States Attorney’s Office Hotline: 1-866-378-0527. Please note, you most likely will not receive a return call due to the volume of phone calls received. We will update this website, as well as the United States Attorney website, with the answers to your questions. This will ensure a more timely response.

Q: I received a letter saying I was a victim. I don’t even know Carolyn Hudgins or Kenneth Patterson. How am I a victim?

 A: You and/or your practice have been identified as insureds with one of four insurance companies:

  • ROA – Reciprocal of America
  • ANLIR – American National Lawyers Insurance Reciprocal
  • DIR – Doctors Insurance Reciprocal
  • TRA – The Reciprocal Alliance

As the Reciprocal Group is in liquidation, due to fraud, most insureds have lost premiums they paid into the company, thus making them a victim of that fraud.

Carolyn Hudgins and Kenneth Patterson (the defendants) entered guilty pleas for their role in the liquidation of Reciprocal of America (ROA). Please go to the US Attorney’s website noted in your letter for more information on the criminal matter.

Q: Am I the victim of identity theft?

A: No. This case does not involve identity theft. It is an insurance fraud case whereby victims have lost financially the premiums paid to ROA and its affiliates. There is no indication that personal information has been lost, stolen, or compromised.

Q: What do I do now?

A: You may want to follow the instructions in your letter to contact the Victim Notification System (VNS). Through this system you can update your contact information and/or tell the system you are not interested in any further notifications on this case.

If you have suffered losses in addition to the premiums paid to ROA (i.e., you lost a liability lawsuit and had to pay out of pocket due to ROA not providing coverage), please contact the Richmond Division FBI, Victim Specialist at victimservicesFBI_VA@hotmail.com. Please provide a contact name and number and she will call you for further information.

If you want to attend the sentencing hearing, currently set for June 28, 2005, please follow the instructions in your letter. You are welcome to attend this proceeding though your attendance is not required by the court.

You may choose to do nothing. The letter you received is a notification, as required by the Justice For All Act. It is not a subpoena or a legal notice requiring a response from you.

Please continue to check this website for updates and additional information if you are interested.

July 12, 2005 Update

Carolyn Hudgins was sentenced by the United States District Court on June 28, 2005. The Court ordered that Hudgins serve 60 months in prison on Count 1 of the charges. Upon release from confinement, the defendant shall be on supervised release for three years. Hudgins must also comply with the other conditions placed on her by the Court outlined in the Judgment order entered on June 28, 2005 by Judge James R. Spencer.

Additionally, the Court ordered Hudgins to pay a special assessment in the amount of $100.00 and full restitution to be paid in this case jointly and severally with co-defendant Kenneth Patterson. The entry of the Order for Restitution has been deferred for 90 days at the request of the government. Information will be posted on the website once the details of restitution have been determined.

Kenneth Patterson was sentenced by the United States District Court on June 28, 2005. The Court ordered that Patterson serve 60 months in prison on Count 1, 60 months on Count 2, and 30 months on Count 3, all to run consecutively, thus total time to be served is 150 months in prison. Upon release from confinement, the defendant shall be on supervised release for three years on Count 1. Patterson must also comply with the other conditions placed on him by the Court outlined in the Judgment order entered on June 28, 2005 by Judge James R. Spencer.

Additionally, the Court ordered Patterson to pay a special assessment in the amount of $300.00 ($100.00 on each of Counts 1 through 3) and full restitution to be paid in this case jointly and severally with co-defendant Carolyn Hudgins. The entry of the Order for Restitution has been deferred for 90 days at the request of the government. Information will be posted on the website once the details of restitution have been determined.

Restitution

We believe it is important for you to know that just because the court ordered restitution, this does not necessarily mean the defendants will make restitution payments or that the restitution will be paid in full. In the event restitution payments are received from the defendants, it is crucial that the United States Attorney’s Office has your current address. Therefore, please keep the Unites States Attorney’s Office advised of any address changes. You may also update your contact information on the VNS Internet Site. Keep in mind that if you cannot access the VNS system using your first and last name as it appears on the letter you received, it may be due to an error in the system whereby business names were used and the first and last names in the VNS system are actually input as “Office Manager.” Therefore, please try utilizing this change if you are having difficulty accessing the site using your first and last name. Once you have access, you will have an opportunity to make the necessary address changes, as well as changing your PIN.